Technology and Innovation

Spotlight: Portfolios of the Future

At Franklin Templeton, we have big ideas about what the portfolios of tomorrow could look like. But we're not waiting for the future. We're building it. Explore to see how far we've come, and where we think portfolios are headed.

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Spotlight: Leading the World to a New Financial Infrastructure

The shift to blockchain-integrated infrastructure is here, and we’re proud to be leading the way. The Benji Technology Platform builds on our legacy of innovation, opening new pathways for financial institutions to better serve the evolving needs of today’s investors.

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Disruptive Technology & Innovation Views

Franklin Templeton’s Industry Advisory Services, in partnership with strategists, technologists, and investment professionals across Franklin Templeton, deliver thought leadership and in-depth research on key topics at the intersection of technology and investing.

NOVEMBER 24, 2025

Outdated tech: a drag on retirement industry innovation

To succeed with today’s employees and future generations, the global workplace and retirement industry needs to envision a new era and delivery model.

NOVEMBER 11, 2025

The Future of Retirement: From standardized workplace and retirement offerings to client-centric lifestyle planning

Franklin Templeton’s Industry Advisory Services conducts annual surveys and interviews with industry leaders. In this paper, we explore the evolving landscape of workplace and retirement planning, highlighting the need for a more client-centric approach that incorporates personalization, innovative investment options, and integrated advice to better serve individuals’ diverse needs and goals to further the future of the industry.

OCTOBER 1, 2025

Innovation Insights Quarterly: Q4 2025

From harvesting pollen for industrial use to commercially available drone delivery to osmotic power plants—Franklin Equity Group’s Matt Moberg highlights some of the most exciting innovations in the latest “Innovation Insights Quarterly.”

OCTOBER 1, 2025

Physical AI is about to reshape our world

Physical artificial intelligence (AI), the convergence of robotics and AI, is here. With autonomous vehicles and industrial automation moving into mainstream adoption, Matt Cioppa from Franklin Equity Group explains why this could represent a generational opportunity for long-term investors.

SEPTEMBER 4, 2025

A Canvas State of the Union

Roger Paradiso, Head of Custom Client Solutions, explores how Canvas represents the evolving needs of the "portfolio of the future." It empowers advisors to deliver exceptional results for their clients, aiming to provide advisors a single, intuitive portfolio management system to manage their entire client base, eliminating the need for multiple software platforms and complex workflows.

APRIL 30, 2025

Revolution—Not Evolution: A stable of stablecoins and a challenge to banking

The behavior of stablecoin holders is not following the path originally envisioned for the vehicle, while low redemption rates are pressuring commercial banks by removing fiat currency from the system, accelerating the industry’s migration to a wallet-based, single-ledger future on blockchain.

Findings: The Future of Investing

Future of investing: The future of money
Future of asset management—ETFs & tokenization
Future of asset management—Financial markets infrastructure
Future of asset management—Optimizing portfolio returns
Future portfolio—Cryptographically protected digital wallets
Future portfolio—Expanding scope of asset management
Future of advisory—Shift to personalized, tech-enhanced solutions
Future of advisory—Open advisory & API-driven services
Future of advisory—Open advisory & D2C models
Future of advisory—High touch platforms for UHNW & family office

Meet the Franklin Innovation Research, Strategies and Technologies Team

With expertise across AI, Fintech platforms, Web3 & Blockchain, the FIRST organization brings together Franklin Templeton’s views on the future of investments with the teams building and delivering new and custom capabilities to our clients.

Sandy Kaul

EVP, Head of Innovation

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Yaqub Ahmed

Wealth & Workplace

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Roger Bayston

Head of Digital Assets

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Robert Crossley

Industry Advisory Services

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Stacy Fontana

Strategy & Operations

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Roger Paradiso

Head of Custom Client Solutions

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More to Explore

Real companies are building real solutions to real problems in ways that are only possible through blockchain.

Explore how blockchain technology will revolutionize the way in which assets are transacted and held.

Explore our video series to learn more about various topics related to digital assets.

What are the risks?

There are risks associated with the issuance, redemption, transfer, custody, and record keeping of shares maintained and recorded primarily on a blockchain.

For example, shares that are issued using blockchain technology would be subject to risks (including the following: blockchain is a rapidly-evolving regulatory landscape in the United States and in other countries, which might result in security, privacy or other regulatory concerns that could require changes to the way transactions in the shares are recorded.

Important Legal Information

It is intended to be of general interest only and not construed as individual investment advice or a recommendation or solicitation to buy, sell or hold any security or to adopt any investment strategy. It does not constitute legal or tax advice.

Links can take you to third-party sites/media, directly or through new browser windows. We urge you to review the privacy, security, terms of use, and other policies of each site you visit. You use any third-party site, software, and materials at your own risk. Franklin Templeton Investments (FTI) does not control, adopt, endorse or accept responsibility for content, tools, products or services (including any software, links, advertising, opinions, or comments) available on or through third party sites or software.

Logos are trademarks of their respective owners and should not be deemed a sponsor of, or recommendation for, any Franklin Templeton product or service.

Technology and Innovation

At Franklin Templeton, we have big ideas about what the future of investments could look like. As Your Trusted Partner for What’s Ahead™, we're not waiting for the future. We're building it.

Explore Our Thinking

The Future of Retirement

The Future of Investing

Digital Assets Research

Revolution — Not Evolution

Portfolios of the Future

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